What you need to know

Mortgages: The overall cost for comparison is 7.8% APR variable.

The actual rate will depend upon your circumstances. Ask for a personalised illustration. A fee may be payable on completion, typically £1500. This fee may be up to 3% of the gross mortgage amount, subject to a minimum of £995 and a maximum of £3000.00. The precise amount may depend upon your circumstances.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU WILL BE EXTENDING THE TERM OF DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

 

Secured Loans:

LOANS MAY BE SECURED ON YOUR HOME.THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

Most customers pay 14.9% APR typical variable or less.

Rates from 7.9% APR variable to 30.4% APR variable our highest rate is for customers with severe credit problems.

A fee of between 0 and 10% of the loan amount may be charged depending on credit history and ability to provide proof of income. The average amount is £995.00. This relates to a deferred payment product from chosen lenders. Subject to status. e.g.: Interest is charged from the date of completion, with payments spread over the length of the term, less 5 payments i.e.: 180 months term, interest payments will be spread across 175 months.