Refused Credit Mortgages

An estimated one in four Britons would be turned down by a mainstream mortgage lender. This is because not everyone fits the standard criteria lenders apply. But don't worry if you have been refused credit by a mortgage lender - help is at hand.

In most instances it will be possible to find you a secured lending solution. Oak Loans & Mortgages have specialist advisors that offer a truly personal approach from their staff that can assist you with your enquiry and endeavor to obtain the best terms and conditions for your circumstances.

Many people today have impaired credit often due to circumstances beyond their own control. You may require a mortgage that permits these circumstances. If you have been declared bankrupt in the past, have fallen into arrears on a mortgage or suffered other debt problems, Oak Loans And Mortgages are here to help. You quite simply may have a CCJ (County Court Judgement) against your name, due to the non-payment of a utility bill. This is one common factor that may result in your application being refused.

There are many lenders in the UK market who do not appear on the high street. As a specialist mortgage broker, we have access to a panel; many of whom deal exclusively through mortgage brokers like ourselves.

With a reputation gaining a growing reputation, and sustain this reputation by offering a consistent high level of ongoing service to all our clients.

The overall cost for comparison is 7.8% APR.

View our terms and fees

A fee may be payable on completion, typically £1500. This fee may be up to 3% of the gross mortgage amount, subject to a minimum of £995 and a maximum of £3000.00. The precise amount may depend upon your circumstances.”